CD Rates

CERTIFICATES OF DEPOSIT

TERM
MINIMUM BALANCE
ANNUAL
PERCENTAGE YIELD
6 Months
$1,000
2.25%
12 Months
$1,000
2.75%
24 Months
$1,000
3.25%
Money Market Deposit Account*
$25,000 Minimum Balance
1.75%

Annual Percentage Yields (APYs) accurate as of 11/12/04.
Certificates of Deposit may have penalty imposed for early withdrawal.
*Variable Rate - Rate may change at any time - Fees may reduce earnings.
Advertised APYs offered only on personal accounts of less than $100,000.


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  347 North Main Street, POB 1158, Mooresville, NC 28115